Audited Financial Statements of Subsidiary CompaniesCriss Financial Limited (Formerly known as Criss Financial Holdings Limited)-2022Caspian Financial Services Limited-2022Caspian Financial Services Limited-2021Criss Financial Limited (Formerly known as Criss Financial Holdings Limited)-2021Caspian Financial Services Limited-2020Criss Financial Holdings Limited-2020Caspian Financial Services Limited-2019Criss Financial Holdings Limited-2019Annual ReturnsAnnual Return FY 2022Annual Return FY 2021Credit RatingsIntimation of Credit Rating- India Ratings Affirms Spandana Sphoorty Financial’s NCDs and Bank Loans at 'IND A'/Stable; Off RWN dated August 25, 2022India Ratings & Research-Rating Letter for Non-Convertible Debenture (NCD) dated May 13, 2022India Ratings & Research-Revised Rating Letter for Non-Convertible Debentured (NCD) dated March 10, 2022India Ratings & Research-Rating Letter dated December 15, 2021India Ratings & Research-Rating Letter for Non-Convertible Decenture (NCD) dated September 22, 2021India Ratings & Research-Rating Letter for Non-Convertible Debenture (NCD) dated July 28, 2021India Ratings & Research-Rating Letter for Non-Convertible Debenture (NCD) dated July 13, 2021India Ratings & Research-Rating Letter for Non-Convertible Debenture (NCD) dated March 8, 2021Credit Rating-3500 CroreDisclosure On Liquidity RiskDisclosure as per RBI Circular on Liquidity Risk Management Framework – December, 2022Disclosure as per RBI Circular on Liquidity Risk Management Framework – September, 2022Disclosure as per RBI Circular on Liquidity Risk Management Framework – June, 2022Disclosure as per RBI Circular on Liquidity Risk Management Framework – March, 2022