Audited Financial Statements of Subsidiary Companies
| Criss Financial Limited (Formerly known as Criss Financial Holdings Limited)-2022 |  |
| Caspian Financial Services Limited-2022 | |
| Caspian Financial Services Limited-2021 | |
| Criss Financial Limited (Formerly known as Criss Financial Holdings Limited)-2021 | |
| Caspian Financial Services Limited-2020 | |
| Criss Financial Holdings Limited-2020 | |
| Caspian Financial Services Limited-2019 | |
| Criss Financial Holdings Limited-2019 | |
Annual Returns
| Annual Return FY 2022 | |
| Annual Return FY 2021 | |
Credit Ratings
| Intimation of Credit Rating- India Ratings Affirms Spandana Sphoorty Financial’s NCDs and Bank Loans at 'IND A'/Stable; Off RWN dated August 25, 2022 | |
| India Ratings & Research-Rating Letter for Non-Convertible Debenture (NCD) dated May 13, 2022 | |
| India Ratings & Research-Revised Rating Letter for Non-Convertible Debentured (NCD) dated March 10, 2022 | |
| India Ratings & Research-Rating Letter dated December 15, 2021 | |
| India Ratings & Research-Rating Letter for Non-Convertible Decenture (NCD) dated September 22, 2021 | |
| India Ratings & Research-Rating Letter for Non-Convertible Debenture (NCD) dated July 28, 2021 | |
| India Ratings & Research-Rating Letter for Non-Convertible Debenture (NCD) dated July 13, 2021 | |
| India Ratings & Research-Rating Letter for Non-Convertible Debenture (NCD) dated March 8, 2021 | |
| Credit Rating-3500 Crore | |
Disclosure On Liquidity Risk
| Disclosure as per RBI Circular on Liquidity Risk Management Framework – December, 2022 | |
| Disclosure as per RBI Circular on Liquidity Risk Management Framework – September, 2022 | |
| Disclosure as per RBI Circular on Liquidity Risk Management Framework – June, 2022 | |
| Disclosure as per RBI Circular on Liquidity Risk Management Framework – March, 2022 | |