We want to be one of the most significant microfinance service provider by offering a range of financial and non-financial products and services to low income households and individuals to improve the quality of life. We constantly endeavour to deliver quality services to our clients and remunerative returns to our investors by maintaining highest levels of governance, transparency and integrity. We strive to become the most preferred employer in the industry.


Name Spandana is derived from a Sankrit word ‘Spandan’, which stands for ‘responsiveness’. Spandana was founded as a response to a deeply rooted need and an opportunity within the context of rural India and continues to operate with the same philosophy.

After transformation into an NBFC, Spandana added the following phrases to its name – Sphoorty Financial Services. Sphoorty stands for ‘inspiration’ – this exemplifies the growth of Spandana in provision of a larger bouquet of financial services to larger client base.

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Spandana Logo


Spandana’s logo depicts the open petals of a sunflower. The disjoint petals indicates that Spandana is an open and innovative organization. We give equal opportunities to all our employees and are responsive to the needs of our customers along with our employees. We encourage innovation by challenging the conventional methods and wisdom.

Corporate Color

The sunrise yellow – as corporate color of Spandana comes from the sunflower and denotes a sense of celebration associated with the opening of Sunflower and starting of economic activities in our client households.


Core Values

TRICS exemplifies our core values –


Transparency makes our actions understandable, and supports our goal-oriented behaviour throughout the Company. Transparency fosters a sense of reliability. We accept it as our responsibility to maintain transparency with our stakeholders, customers and employees and serve them the best we can.


We constantly thrive to identify the changing needs of our existing and prospective clients. We innovate new products and services to make ends meet. Thus we are motivated and are always ahead of our competitors.


Integrity is the cornerstone of what makes us credible. It obliges us to keep our promises. Integrity permits only those transactions and dealings that conform to our values. We are each personally accountable for the highest standards of behaviour, including honesty and fairness in all aspects of our work. We fulfil our commitments as responsible citizens and employees. We consistently treat customers and company resources with the respect they deserve.


We are committed and intensely focused on serving our clients to help them achieve a better standard of life. We are committed to equitable treatment at all levels of our organisation. Commitment comes to life through passion in solving complex business problems and helping shape the next generation of financial services. As individuals and as an organization, we are committed to creating value for all our stakeholders.

Team Spirit

Creates synergy – where the sum is greater than the parts. A strong team fosters flexibility and responsiveness, and especially the ability to respond to change. Further, it promotes a sense of achievement, equity and camaraderie, essential for a motivated workplace.

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