Ms. Mitra holds a postgraduate diploma in rural management from the Institute of Rural Management, Anand. She has previously worked with Micro Credit-Ratings International Limited and ICICI Bank Limited, focussed on rural and microbanking businesses. She also serves as a Director on the Board of Positron Consulting Services Private Limited and Positron Capital Services LLP. In Positron, she works closely with private equity and NBFC clients. She is an Independent Director on the Boards of Criss Financial Limited and Vedant Fashions Limited. She served as a Director on our Board from 2012 to 2016 and has been a Director on our Board since May 4, 2017.

Mr. Chauhan has more than three decades of rich banking experience, including handling overseas operations, regions, and zonal offices. He holds a Bachelor’s Degree in Commerce from Jiwaji University. He started his career in 1979 as a Direct Recruited Officer in Bank of Baroda and was elevated to General Manager in February 2010. He joined Central Bank of India as Executive Director in August 2013, overseeing portfolios such as retail banking, information technology, transaction banking, priority sector, MSME, and recovery. He was the Managing Director & Chief Executive Officer of Oriental Bank of Commerce from December 2014 to June 2017. He has also served on the Boards of Canara HSBC Life Insurance Co. Limited, India Infrastructure Finance Company Limited, the Indian Institute of Banking & Finance, and as a member of the Indian Banks’ Association and the National Institute of Banking Studies and Corporate Management. He presently serves as a Director on the Boards of Stock Holding Corporation of India Limited, ScoreMe Solutions Private Limited, Uma Medicare Limited, Centrum Housing Finance Limited, Kailash Healthcare Limited and Kailash Hospitals Limited. He has been a Director on our Board since August 4, 2022.

Mr. Vaidya has been a fellow of the Institute of Chartered Accountants in England and Wales since 1979. He serves as a Director on the Boards of Marudhar Hotels Private Limited, Apollo Multispeciality Hospitals Limited (formerly known as Apollo Gleneagles Hospital Limited), Criss Financial Limited, API Holdings Limited, and Spiracca Ventures LLP. He has been a Director on our Board since June 6, 2018.

Ms. Sheth holds a Bachelor’s Degree in Arts (Honours) from the University of Delhi, an Honours Degree in Economics, and was part of the Senior Management Trainee cohort of the DCM Group, Batch of 1988. She serves as an Independent Director on the Boards of UTI Pension Fund Limited, Latent View Analytics Limited, DFM Foods Limited, AWL Agri Business Limited, Raymond Realty Limited, Welspun Corp Limited, Adani Airport Holdings Limited and Endurance Technologies Limited and also the Chairperson of the Lloyds Technology Centre Board a part of the Lloyds Banking Group’s Global Offshore Services. She advises on strategy, mergers & acquisitions, sales/distribution, human resources areas, and international growth and expansion. She served as the country head of Human Resources at the Royal Bank of Scotland, India (RBS) from 2008 to 2017. She also led the Human Resource function across all businesses and locations in India, leading a team of 230 HR professionals and 15,000 employees. Prior to RBS, she was with Standard Chartered Bank for 12 years during the Bank’s most significant expansion and growth. Her last role was Head of HR South Asia, where she supervised HR across South Asia, supported the growth of the Wholesale Bank, and gained valuable strategy and change experience in several acquisitions, namely the Standard Chartered acquisition of Grindlays and the American Express acquisition. Before this, she was also associated with Procter & Gamble in the Sales and Marketing division for six years. She is an accredited Gallup and ICF, USA Coach. She has been a Director on our Board since May 2, 2023.

Mr. Swaroop is an experienced professional with over 40 years in the FMCG and financial services industry. He has built and led businesses across geographies across India and Asia. Currently, he is an operating partner at Kedaara Capital and serves on the boards of various other companies. His last full-time role was with Standard Chartered as Regional CEO, South East Asia and Singapore. Previously, he has worked with Pond’s India, Hindustan Unilever, Bank of America, and HDFC Bank in various leadership roles. He has also held board positions at Bank of Permata Indonesia, CDSL India, PNB Metlife India, and Standard Chartered subsidiaries in Malaysia, Thailand, Vietnam, Mauritius, and Nepal. He holds a Mechanical Engineering Degree from IIT - Delhi, a post-graduate diploma in Business Administration from IIM - Ahmedabad, and a postgraduate diploma in Retail Bank Management from the University of Virginia. He also serves as a Director and Chairperson on the board of Avanse Financial Services Limited, HDFC Securities Limited, and SBFC Finance Limited. He has been a Director on our Board since August 4, 2022.

Mr. Kamath holds a Bachelor’s Degree in Commerce from the University of Mysore. He has been an honorary fellow of the Indian Institute of Banking & Finance since 2009 and was certified as an associate of the Indian Institute of Bankers in 1994. He previously worked with Corporation Bank for 28 years, where his last held position was General Manager. He served as Chairman and Managing Director of Punjab National Bank for five years. Earlier to this, he was Executive Director at Bank of India and Chairman and Managing Director at Allahabad Bank. He was also the Chairman of the Indian Banks Association for two years. Currently, he serves as the Independent Non Executive Chairman of Niwas Housing Finance Pvt Ltd, and as a Director on the board of PNB MetLife India Insurance Co. Ltd., Coantus Finserve Private Limited, New Opportunity Consultancy Private Limited, Ashimara Housing Private Limited and Manipal Payment and Identity Solutions Limited (formerly known as MCT Cards & Technology Private Limited), He has been a Director on our Board since May 4, 2017.

Ms. Gera has over 14 years of investment experience, encompassing the full lifecycle of private equity in India across a variety of industries such as Tech Services, Financial Services, and Healthcare. At Kedaara, Ms. Gera co-leads the investments in Tech Services. She has also been involved in leading/advising Kedaara on Impetus, ASG, Universal NutriScience, GS Lab-GAVS, and Spandana. Prior to joining Kedaara Capital, Ms. Gera served as an Executive Director at Goldman Sachs, Principal Investing Arm (India office), where she focused on investing in financial services, IT services, and the energy sector. Some of the investments she worked on include, ReNew Power, Max Financial, Noveltech Feeds, and BPL Medical. Previously, she was part of the investment team at Providence Equity Partners and earlier worked in investment banking at Nomura. Ms. Gera has completed all levels of the CFA program (USA). She earned a BA in Economics from Delhi University, where she was a rank holder. She has been a Director on our Board since May 22, 2024.

Mr. Sharma is a seasoned private equity professional with over 28 years of industry experience. He serves as a Non-Executive Director on the Company’s Board, bringing deep expertise in investment strategy, business transformation, and value creation across sectors. He holds a Bachelor’s Degree in Commerce (Hons.) from the University of Delhi, is a qualified cost accountant, and earned his MBA as a Gold Medallist from the Indian Institute of Management, Calcutta (Kolkata). His investment experience spans financial service, consumer, business service and technology, health and industrial sector, across both private and public markets. He is the Founder and Managing Partner of Kedaara Capital, a leading private equity firm in India. The firm advises and manages over $6bn AUM, partnering with entrepreneurs and management teams to build long-term value in growth-oriented businesses. Prior to founding Kedaara in 2012, Mr. Sharma held senior leadership positions at General Atlantic (GA) and McKinsey & Co. He currently serves as a Director for Vedant Fashion Limited, Avanse Financial Services Ltd., Spandana Sphoorty Financial Limited and Care Health Insurance Limited. He has also served on several other boards/led investments in Lenskart, Impetus, Neurealm, Porter, R1, Dairy Day, K12, Purplle, Mahindra Logistics, Manjushree, Bill Forge, Hexaware Limited, IndusInd Bank, Jubilant Lifesciences, Cyient Limited and IBS Software Service Limited amongst others. He has been a Director on our Board since March 31, 2017.

Mr. Prasad holds an MBA from The Wharton School, University of Pennsylvania, and has over 30 years of global leadership experience in unsecured lending businesses, fintech, and payments. He is the Founder & CEO of Frog8 Technologies Services Private Limited, a platform innovating in transit and unattended automation. At ICICI Bank and Capital One, he managed multibillion-dollar unsecured lending businesses, and at Verifone he led payments businesses across geographies. He also served as CEO & MD of Forbes Technosys, a leading provider of self-service automation and payment technology solutions, and has advised Meta/WhatsApp on digital payments strategy. He has been a Director on our Board since May 2, 2023.

Mr. Venkatesh Krishnan is a highly accomplished Chartered Accountant with over 34 years of experience in financial services across leading institutions and diverse functions. He brings deep expertise in financial inclusion and rural banking. Previously, he headed the Microfinance division at HDFC Bank (retail and wholesale) from 2018, driving transformative initiatives such as low-cost branches, undergraduate hiring programs, and a unified technology platform. He played a pivotal role in expanding the Self-Help Group business, earning HDFC Bank the ‘Best Private Bank’ award by MoRD in FY22 and FY23. His deep sector expertise is further highlighted by his tenure as MD/CEO of IFMR Rural Channels and his role on the Board of MFIN currently. His career also includes leadership roles as Head of Branch Banking at HSBC and Chief Distribution Officer at L&T Insurance, where he gained extensive experience across assets, liabilities, and NBFC setup.