Mr. Divaker Jha is an MBA graduate from MANAGE, Hyderabad having 13 years of experience in Product Management & Process re-engineering. He has led multiple strategic projects encompassing Digital interventions and automation for streamlining business process and enhancing operational efficiency. He is also a Certified Associate of the Indian Institute of Bankers (CAIIB), PSPO certified and Six Sigma (Green Belt) holder. Prior to Spandana, he has worked with Capri Global Capital Ltd, Stain Creditcare, YES Bank, Fullerton India and FINO Payments Bank.

Mr. Jiten Bhojani has over 20 years of experience in the areas of sales, marketing, channel management, team building and handling large distribution sales force across geographies. Prior to joining Spandana, Mr. Jiten was associated with organizations like Godrej & Boyce, Idea Cellular and Vodafone Idea Ltd. He is an MBA from RD Gardi Business School and has an engineering degree from Gujarat University.

Mahesh Halemane has 17 years of professional experience working across various financial products, including Retail Assets and Collections, Insurance, MFI and Cross-Selling of products and services. Prior to Spandana, Mr. Mahesh was associated with Aye Finance, IDFC First Bank, L&T Finance, KBS Bank Ltd and Bajaj Allianz Life Insurance. Mr. Mahesh is an MBA from Vijayanagara Institute of Management Studies which was affiliated to Gulbarga University.

Mr. Sanjaya Kumar Sahoo has over 17 years of extensive experience in the Microfinance industry. He has worked across operations, credit assessment and has been an integral part of the team responsible for business expansion in his earlier assignments. Prior to Spandana, Mr. Sanjaya was associated with Bharat Financial Inclusion Ltd (BFIL). At BFIL he was part of a team that implemented cashless disbursement – one of the first large microfinance players to do so.

Mr. Vimesh Shah has 29 Years of Professional Experience working across Various Sectors like FMCG – Distributions, Telecom sector, Electrical products & Micro Finance Sector. Prior to Spandana Mr. Vimesh was Associated with Havells India, Idea Cellular, Gillette India and Dabur. Mr. Vimesh has completed his Graduation with Specialization in Marketing from M.S.University of Baroda followed by An Executive Program in Business Management from IIM – Calcutta.

Mr. Vipin is a seasoned professional with 10+ years’ of experience. Over the years, he has honed skills in business expansion, building and handling large teams and managing a profitable lending portfolio. Prior to Spandana, Mr. Vipin was associated with Bharat Financial Inclusion Ltd actively involved in expanding the business in new geographies, setting up of two-wheeler financing, digital collection initiative and cross sale. He holds MBA from IIFM, Bhopal and is a Bachelor of Engineering in electronics and communication from RGPV, Bhopal.