At times all WE need to prosper is just a little trust. At Spandana, we understand the extraordinary efforts our Women Entrepreneurs put-in to ensure financial stability and security for her family. We trust in her wisdom, her dedication, her efforts, and her passion to secure a better life for her family. Our trust in her ability encourages us to create micro-loan products that are easy to understand and at the same time help fulfil her aspirations.

Our flagship product is JLG based micro-loans designed for Women Entrepreneurs. These small loans offered to Women-only borrowers through Joint Liability Groups empower them to dream of a better future. Our loans reflect the trust they need to start or expand their entrepreneurial ventures. We feel a sense of pride to have been change makers in the lives of millions of our customers through this product.


Group-based loans provided at the customers doorstep

Flexible Repayment: Weekly / Monthly with no prepayment penalty

Loan Tenure: 12 to 30 Months

Interest Rate- 25% PA (Reducing Balance Method)

*Customers applying for 6th and above loan cycle for Chetana will be eligible for interest rate reduction of 1%.

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